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| SENIOR MANAGEMENT |
| Bobby A. Howard - CEO |
| John L. Pillow - Senior Vice President and Cashier |
| Jennifer L. Ridgeway - Senior Vice President & Compliance Officer |
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| BOARD OF DIRECTORS |
| Gene B. Dixon, Jr. - Chairman |
| Bobby A. Howard - CEO |
| John L. Pillow - COO |
| Stuart B. Fallen |
| R. B. Clark |
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