Community bank customers can bank with confidence at The Bank of Charlotte County knowing their money is safe, because it is insured by the FDIC and held in a well-capitalized and well-regulated institution. Since the FDIC was founded 75 years ago, no one has lost a penny of FDIC-insured funds”. Click on the following link for more information:

www.fdic.gov/deposit/deposits/insured

Temporary Liquidity Guarantee Program

Transaction Account Guarantee Program

The Bank of Charlotte County is participating in the "Transaction Account Guarantee Program" which is part of the FDIC's Temporary Liquidity Program. This program fully guarantees all non-interest bearing transaction accounts by the FDIC for the entire amount through June 30, 2010. This coverage is supplemental and separate from the coverage provided under the FDIC's general deposit insurance rules.

FDIC Deposit Insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.